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A Structural Integrity Reserve Study (SIRS) is a comprehensive analysis of the structural elements of multi-story residential buildings, especially condos and co-ops. This study evaluates the condition, remaining lifespan, and replacement costs of major structural components, such as:
The study also includes financial analysis to ensure that associations have enough funds set aside for future repairs and replacements.
Senate Bill 4-D was signed into law in response to growing concerns about the structural safety of aging condominiums and high-rises, especially after the tragic Surfside Condo Collapse in 2021. This law mandates that condos and co-ops with three or more stories perform a SIRS every 10 years to assess the health of their building's structure and ensure timely maintenance funding.
According to Florida Statutes, any condominium or co-op building with three or more stories (or buildings constructed before 1992) must conduct a SIRS. This applies to:

The law sets important deadlines that boards must comply with:
A complete SIRS involves two main components:
To ensure a smooth process and meet Florida’s legal requirements, condo associations should:
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